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Website Terms and Conditions


*Terms and Conditions last updated on 23rd May 2024 (version 6.4)
English Terms & Conditions always take priority

References to ‘you’, ‘your’, ‘user’ or ‘player’ means any person residing in Great Britain who uses our software and/or the Website. Unless otherwise stated, ‘we’ ‘us’ or ‘our’ refers collectively to White Hat Gaming Limited and its subsidiaries, affiliates, directors, officers, employees, agents and contractors from time to time.

1. Introduction

1.1
By using any section of our Website or by opening an account you agree that you have understood and accepted and shall be bound by:

• these UK Website Terms and Conditions (Website Terms);
• the rules of each game which you are playing- these are available within each game; and
•any promotional terms and conditions and or rules with regards to promotions, bonuses and special offers which may apply from time to time (including those set out here - Standard Promotion Terms);

Together referred to as theTerms of Use.

If there is any conflict between these, then the order of precedence is as set out above.Please note that these terms apply to players in Great Britain only.

1.2
The Terms of Use shall also apply to all gaming via mobile and tablet devices including downloadable applications to a mobile device (as if references to your use of the Website were references to your use of mobile devices betting facilities).

1.3
You acknowledge that there is a risk of losing money when gambling through the Website and you are fully responsible for any such loss. We encourage safe and responsible gambling at all times.

2. Licensing

Gambling activity, in Great Britain, carried out via this Website by White Hat Gaming Limited, is licensed and regulated by the United Kingdom Gambling Commission (UKGC), with licence number 52894.

Notwithstanding the foregoing, we reserve the right to use our group company White Hat (Holdings) Limited, a company incorporated in Gibraltar, having registration number 109784 with registered office at 2/3b Horse Barrack Lane, Gibraltar, that may handle some business activities including marketing services, systems development, certain payment processing channels and customer services on behalf of White Hat Gaming Limited.

3. Changing the terms of use

We reserve the right to make minor changes to the Terms of Use at any time. However, if any changes are deemed “material”, we shall ensure that we will give you notice of such changes and you can decide whether to accept or reject before using the website. Should you choose to reject them, then you must ensure that you no longer use our Website.

4. Registering your account

4.1
By opening an account with us and/or by using the Website you acknowledge, agree and warrant that you:

• are at least 18 years of age and above the legal age for gambling in the jurisdiction you are a resident;
• are legally capable of entering into binding contracts;
• have supplied all information when registering with the Website that is accurate and complete and will ensure that such information is kept updated throughout your use of the Website;
• are resident at the address you provide us and are a resident in a territory that permits gambling to occur;
• are resident in Great Britain;
• have not excluded yourself from gambling on any sites on our network;
• have a valid bank account or debit card issued in your name or alternative payment method;
• you are the legitimate owner of the money you deposit and any money that you deposit into your account is not tainted with any illegality and does not originate from any illegal activity or source;
• have no existing accounts registered by you on this Website;
• you are not playing or acting on behalf of somebody else or using a payment method which is not your own;
• participation on the Website is for fun and not for financial dependency (or similar) reasons; and
• will comply with the Terms of Use at all times in relation to your use of the Website.

4.2
In the event of any of the warranties outlined in clause 4.1 (Registering Your Account) being false, your stake will be forfeited, and we shall not be obliged to pay any winnings. We may also report the matter to the police, parents (in relation to underage gambling) and the appropriate regulatory authority.

4.3
Acceptance of an account application is within our discretion.

4.4
Employees of the entities outlined in clause 2.1 (Parties and Licensing), its licensees, distributors, subsidiaries, advertising, promotion or other agencies, media partners, retailers and members of the immediate families of each are not eligible to open an account and/or participate on our Website.

4.5
You must ensure that your account details are kept private as you are responsible for all wagers placed on your account. We are not liable for any wagers placed (and/or damages and/or losses that arise therefrom) by somebody other than yourself on your account.

4.6      
By registering for an account, you agree that we can contact you through any and all means of communication specifically in respect to matters relating strictly to your account. This does not include marketing, where you will be asked to opt-in to certain communications, via certain methods, during the account registration process.

5. Verification checks

5.1
You agree that we can perform certain verification checks("Verification Checks")as described in further detail in this clause. We reserve the right to close, suspend or terminate your account if there is any issue with the Verification Checks. Please also note withdrawals may be limited or suspended whilst Verification Checks are ongoing. Verification Checks are not solely related to the account registration and opening process, and such checks may be required throughout the duration of the relationship between us and you.

5.2
EMAIL VERIFICATION: You may be asked to verify your email via an activation link or other proof that the email account belongs to you. If this step is not completed, the account may be suspended, and any winnings voided until the account details have been verified. Your initial cash deposit will be refunded.

5.3
AGE VERIFICATION:Electronic age verification checks are carried out and we may make use of third party agencies to confirm your age. We may require and request further information directly from you. If, upon completion of Verification Checks (or subsequently) you are ultimately proven to be underage: (i) your account will be closed; (ii) any winnings obtained while using the Website will be retained by us; and (iii) all funds deposited by you will be returned by a method determined by us.

5.4
ADDITIONAL VERIFICATION CHECKS: We may make use of third party agencies to confirm your age, identity, address, payment details and methods or any other information that you provide to us. This is to satisfy our licence obligations, routine security checks and to safeguard the integrity of your account This process will involve checking the disclosed details against certain (public or private) databases. By entering into this process, you agree that we may use, record and disclose such personal information and this data may be recorded by us or them. The third parties that we use is fully aware of its obligations under the Data Protection Act and will always act in accordance with its provisions and our instructions.

If, upon completion of Verification Checks, we are unable to verify your details or you are unable and/or unwilling to provide other information required to complete any verification, we will within a reasonable time: (i) close your account; and (ii) reserve the right to return any residual balance, up to the value of your initial deposits (as might be appropriate, dependent on the circumstances).

5.5
AML VERIFICATION: In addition to the above and as part of our compliance with EU anti-money laundering directives, we may at any time (including, but not limited to, certain stages of your account registration) ask you to not only verify your identity and address but also request proof of ownership for any payment methods used to deposit or withdraw funds (including the source of your funds and/or wealth).

It is unlawful to deposit, or attempt to deposit, funds obtained from criminal, illegal or fraudulent activities into your account. We are required to monitor any unusual or suspicious transactions of any size and report suspicious transactions and fraudulent activity to the appropriate regulator, and we may report such activity to the police or relevant authorities. Please note that if you decide not to answer any requests for information then it may lead us to have to make the unfortunate decision to close your account.  

5.6      
USE OF THIRD PARTY PAYMENT METHODS: In the event that we detect that you have used a payment method to fund your account that is not in your account name, we may immediately suspend the payment method and may request further information from you in order to satisfy our Social Responsibility and AML obligations.

On occasion, such further checks may require your account to be suspended, and the owner of the third party whose payment method to be contacted by us in order to satisfy our Verification Checks and Social Responsibility checks. This could include but is not limited to, source of funds and/or wealth checks.

6. Use of our website

6.1
Access to our Website is permitted on a temporary “as is” basis. If the need arises, we may suspend access to parts of our Website or the entire Website for maintenance purposes.

6.2
We may change the content (including gaming products) of our Website at any time (provided such changes do not affect games already in progress).

6.3
You shall use the Website for your own personal, domestic and noncommercial use only and shall not be allowed to provide access or reproduce the Website or any part of it in any form whatsoever without our express consent, including creating links to it.

6.4      
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website.

7. Account funds, deposits and withdrawals

7.1 Account Funds:
For players in Great Britain we are required by our United Kingdom Gambling Commission licence to inform customers about what happens to funds which we hold on account for you in the event of insolvency:http://www.gamblingcommission.gov.uk/Consumers/Protection-of-customer-funds.aspx

We hold customer funds for all customers (irrespective of location) separate from company funds in a separate bank account which is used for customer funds only. These funds are not protected in the event of insolvency. This meets the United Kingdom Gambling Commission’s requirements for the segregation of customer funds to the "not protected" level. You can read more about the United Kingdom Gambling Commission's rating system and what it means in relation to the protection of your funds.

7.2 Deposits:
• Deposits to the player account are made by transfer of money to the account by way of the payment methods stated on the Website. We might change the forms of payment that we accept from time to time.
• You may only use payment methods registered in your own name to make deposits.
• We may limit your deposits on any single day.
• We further reserve the right to accept certain methods of payment only subject to the fulfilment of certain conditions.
• By depositing money, you agree not to make any charge-backs, reversals or otherwise cancel any deposits into your account, and agree to refund and compensate us for unpaid deposits.
• We accept no responsibility for any currency exchange conversions, charges or fees levied by your card issuer, bank or financial institution.
• Please be advised that our products are consumed instantly when playing or wagering. Thus, we cannot provide returns of goods, refunds or cancellation of your service when playing or wagering. If you play a game or service with real money, the money will be drawn from your player account instantly.
• Your account should not be used as a banking facility/account and deposits should only be made with a view to using funds to place wagers. Your account is not insured, guaranteed, sponsored or otherwise by any banking insurance system nor shall it earn any interest. Should you make repeated deposits and withdrawals without commensurate wagers being placed, we reserve the right to close your account

7.3  Withdrawals:    
• No withdrawal will be processed and funds cannot be withdrawn from your account until: (i) Verification Checks have been satisfactorily completed; (ii) payments have been confirmed; and (iii) you have complied with any other withdrawal conditions, specific rules and promotional terms relating to your use of the Website and/or affecting your account (for example, any applicable bonus terms). Please note that Verification Checks include checks on your identity, age and place of residence.
• Should you wish to withdraw some or all of your balance you may select how much you wish to have paid back.
• All withdrawals will be paid back to the same payment method used to make a deposit on the account.
• The minimum withdrawal is £20. Should you have a balance less than the minimum withdrawal amount you may still withdraw the full balance by contacting Customer Support.
• All transactions shall be checked in order to prevent money laundering. We shall report any suspicious transactions to the relevant competent authorities in the UK and/or the country you are based in. If you become aware of any suspicious activity relating to any of the games or anything relating to the Website, you must report this to us immediately. We may suspend, block or close an account and withhold funds if requested to do so in accordance with applicable law.
• Enhanced due diligence may be done in respect of withdrawals of funds not used for wagering.

8. Payments of winnings

8.1

We do not offer any form of credit at any time.

8.2
If we mistakenly credit your account with winnings that do not belong to you, whether due to a technical error, error in the pay-tables, or human error or otherwise, the amount will remain property of us and the amount will be deducted from your account. If you have withdrawn funds that do not belong to you prior to us becoming aware of the error, the mistakenly paid amount will (without prejudice to other remedies and actions that may be available at law) constitute a debt owed by you to us. In the event of an incorrect crediting, you are obliged to notify us immediately by email.

9. Currencies and currency arbitrage

Players must register and play in British Pounds (GBP). Players are strictly prohibited from utilising the Website and its systems to facilitate arbitrage through Currency Exchange transactions. Where we deem in our sole discretion that a player has deliberately used the aforementioned systems for financial gain through arbitrage, any gains will be forfeited and deducted from the player’s balance without warning or notification.

10. Jackpot wins

Jackpot wins: We may choose to make available to you pooled Progressive Jackpots. All Progressive Jackpot winnings will be subject to our written confirmation.

Progressive Jackpot Accuracy: Should you win the pooled progressive jackpot with this Website; an automated pop up will notify you that you have won the jackpot. The pooled jackpot amount may be in another currency and therefore the actual final amount payable to you may be smaller due to the foreign exchange rates between the time of the win and when the winnings are paid out. It should also be noted that any Jackpots in excess of £250,000 may take up to 30 days to be paid to the player. We use reasonable endeavours to ensure that the Progressive Jackpot value displayed in a game matches the value on the game server. However, it is the Progressive Jackpot value on the server that is used when the Progressive Jackpot is paid out. A small discrepancy may arise due to the delay between the initial Progressive Jackpot being displayed to you and the Progressive Jackpot that is actually won and paid out. Although unlikely, it is theoretically possible for the Progressive Jackpot to appear to be won by more than one player during the delay period mentioned above. If more than one player appears to win a Progressive Jackpot simultaneously then the player recorded on our servers and/or our game or service providers’ servers as having won the Progressive Jackpot first shall be the recipient and the subsequent players(s) shall win the value of the Progressive Jackpot when reset. In the extremely unlikely event of the server recording a win truly simultaneously, we may share the Progressive Jackpot equally between the winning players.

11. Chat facility

We may provide you with a chat facility to enable you to communicate with our Customer Support Team. We may review and keep a record of all such content on our chat facility. We reserve the right to remove or amend this Chat Facility at our sole discretion.

12. Responsible gambling: player protection and controls

12.1
As part of our Responsible Gambling Policy we provide you with the ability to control and limit your spending, options to temporarily take a break from your account (timeout) and an option to self-exclude and close your account for a set period of time. To view our Responsible Gambling policy and for more details on how you can control your gambling please visit the Responsible Gambling link of the Website.

12.2
If you breach our Responsible Gambling Policy, we may suspend or close your account.

13. Closing your account

13.1
You may close your account at any time by contacting Customer Support.

13.2
We reserve the right to close your account at any time for any reason.

13.3
Where we terminate your account due to you breaching any of the terms as set out below, we shall void any winnings:
• If you have more than one active account (or control more than one active account);
• you are in breach or any of your warranties
• If you have opened an account having previously been banned from opening any further accounts within our network;
• we are required to do so pursuant to any legal and regulatory obligations.
• If you provide incorrect or misleading registration information;
• If you are not residing in the United Kingdom;
• If you have allowed or permitted (intentionally or unintentionally) someone else to play on your account;
• If you have "charged back" any of the deposits made on your account;
• If you are found colluding, cheating, money laundering or undertaking fraudulent activity as more specifically set outin section 14 below;
• If it is determined by us that you have employed or made use of a system (including machines, computers, software or other automated systems) designed specifically to defeat the casino;
• The use of robotic, mechanical, electronic, or other devices to automatically make playing decisions in any game (without our explicit consent); or
• If it’s proven that you have played at any other online casino in bad faith or under any of the circumstances set out above.

14. Promotional abuse and irregular play (promotional play restrictions)

14.1    
We have a zero-tolerance policy towards bonus abuse, taking unfair advantage of us and/or other suspicious activity, and we reserve the right to block and remove bonuses and/or associated winnings from accounts that we suspect are involved in such activities or behaviours. Examples of such activities or behaviours are outlined in clause 14.3 below.

14.2    
We reserve the right to review transaction records and logs at our discretion from time to time. You hereby consent in advance to the same. If, upon such a review, it appears that you are participating, or attempting to participate, in strategies that are (a) promotional abuse; and/or (b) irregular play; we reserve the right to deny, withhold, revoke or withdraw your entitlement to any promotion, winnings or bonus, or terminate your access to the website and/or block your account and any other accounts you may have on our network.

14.3    
Examples of promotional abuse and/or irregular play (otherwise known as promotional play restrictions):

(i) Where any term of the offer or promotion is breached as per the terms of use including the standard promotional terms and conditions and/or any other applicable promotional terms and conditions.

ii) There is any evidence of a series of wagers placed by a customer or group of customers (e.g. Where common wagering patterns across the same have been identified across accounts to take advantage of an offer), which due to a promotional offer results in guaranteed customer profits irrespective of the outcome, whether individually or as part of a group, we reserve the right to confiscate or void the winnings.

(iii) “Delayed winnings”, for example, while playing a game, a "free spin" or "bonus" feature is initiated with bonus or cash funds, then the player steps out of the “free spin” or “bonus” feature bonus by closing the game and moving to another game. The player then goes back to the original game to complete the “free spin” or “bonus” feature at a later time in circumstances such as after the bonus money has been forfeited, lost or wagering met and converted to cash.

(iv) “State game abuse” where the use of bonus or cash funds are used purely to progress through the bonus stages (for example, collecting 9 out of 10 coins to reach that bonus feature) and then final stages (for example, playing to collect the final coin to reach 10 out of 10 coins to reach the bonus feature) completed with cash bets when bonus funds have been forfeited, lost or wagering met and converted to cash. These games include, but are not limited to beautiful bones, big bang, boxo, castle builder i, castle builder ii, champion of the track, cook buck, crime scene, dallas, devils delight, dragons myth, eggomatic, forsaken kingdom, fruits gone wild, lucky angler, peek-a-boo, relic raiders, robin hood, scrooge, stardust, the lost riches of amazon, the wish master, tomb raider secret of the sword, tower quest, untamed bengal tiger, untamed crowned eagle, untamed giant panda, untamed wolf pack, valkyries of odin & white rabbit.

(v) “bets on table” leaving large bets on a table, for example in blackjack, and then returning at a later time in circumstances such as after the bonus money has been forfeited, lost or wagering met and converted to cash to complete the bet.

(vi) depositing and withdrawing funds shortly after, for example, deposit funds to receive free spins, and then wager your deposit just over 1 time your deposit value, initiate a withdrawal and then initiate your free spins.

(vii) whether known or unknown to us, taking advantage of any software or system bug, loophole, fault, error or failure including, BUT NOT LIMITED TO, IN RESPECT TO ANY GAME.

15. Inactive Account

If you do not use your account to carry out any depositing of funds or betting activity for a period of 12 consecutive months, such account shall be deemed to be inactive (Inactive Account). Any Inactive Account will be subject to the following:

If you have a positive balance in your Inactive Account, we will attempt to notify you using the details you provided during your registration process (or as later updated by you), and we will try to return the balance back to your last payment method used to deposit into your Account.

If your Account remains Inactive after a minimum period of 30 days following our first attempt to notify you, a maintenance fee of £5 of real money credit will be deducted from the Inactive Account’s balance every month. If the Inactive Account’s balance is less than £5, the whole amount will be deducted.

We reserve the right to close any Inactive Account whose balance has been reduced to zero.

16. Complaints and disputes

16.1 Complaints & Disputes Procedure
Should you wish to make a complaint about our products, services, gambling transaction(s) or your account you can do so by following the Internal Complaints & Disputes Procedure (Procedure) detailed below.

Please note that only complaints raised following the below Procedure will be responded to and dealt with accordingly. Any complaints or issues raised via third party platforms (e.g. social media, chat rooms etc.) will not be accepted and you will be advised to follow our Procedure.

We will not tolerate any aggressive, abusive, threatening, defamatory or other offensive language or behaviour towards our members of staff.

The Procedure is as follows:

Stage 1:Contact Customer Support
Should you wish to make a complaint, you should first (as soon as reasonably practicable) contact our Customer Support Team via Live Chat or email and an advisor (the Support Host) will investigate the query and respond to it. To help us consider the issue, it’s important that we understand your concern, so we may ask you some questions about it - such as what happened and when. The Support Host will log the call/message and make notes on their response.

Stage 2:Further review
Should your complaint not be resolved at this stage or you are not satisfied with the resolution, the matter may be referred to the Support Host’s Team Leader, who will review the matter and communicate their decision to you.

Stage 3:Escalation
If you remain dissatisfied, or if escalation to a Team Leader is not appropriate, the matter may be escalated to the Complaints Team, at which time your enquiry will be either recorded as a “complaint” (that being a non-gambling transaction complaint), or, where the matter relates to a wagering (betting) or gaming transaction(s), a “dispute”. Your case will be assigned a Case ID, and we request that this be quoted in any further correspondence.

We consider our response in Stage 3 to be the final stage of our Procedure and as such we will not enter into further discussions regarding the complaint once Stage 3 is completed and a resolution has been provided.

Should it be a dispute, information on your options to escalate to Alternative Dispute Resolution (ADR) provider will be provided to you at this final stage should you remain dissatisfied. We will deal with all non-gambling related complaints internally as ADR providers only adjudicate on disputes.

Response times:
Please note that we aim to provide you with a substantive response as soon as practically possible and seek to resolve your complaint within28 days; however, depending on the nature or complexity of the complaint or dispute it may take up to 8 weeks from the date of receipt.

Confidentiality:
We will do our best to deal with all complaints and disputes confidentially and will at all times comply with the UK General Data Protection Regulation and the Data Protection Act 2018. Save for any regulatory body (such as the Gambling Commission of Great Britain) or a court of law, We ask that during the Procedure you agree not to reveal the existence or detail of any enquiry, complaint(s) or dispute(s) to any third party, which includes discussions in chat rooms or equivalent forums, and all details pursuant to the Procedure shall be deemed to be confidential information. In the event of unauthorised disclosure of confidential information, the Procedure will be put on hold. In circumstances of unauthorised disclosure we may lock or close your account(s).

16.2 Complaints closure and disputes referral
The response of the Complaints Team, known as stage 3, represents the final stage of Procedure for all complaints. Please note we will deal with all non-gambling related complaints internally as ADR providers only adjudicate on disputes – as outlined below.

Should you remain dissatisfied in relation to a dispute, you have the option to escalate the matter externally via our ADR provider, eCOGRA.

There is no charge to you for referring your unresolved dispute to eCogra. eCogra are able to consider all unresolved disputes.

The form for the eCOGRA ADR service is available here:https://ecogra.org/forms/adr-dispute-step-1

17. Compliance with laws

Any products accessed through the Website may be used only for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding the Website and any wagers placed through the Website.

18. Information we collect about you

We process information about you in accordance with our Privacy Policy. We are entitled to share the information we hold on you which includes personal data and wagering history with the regulator and other bodies, including the police, in order to investigate fraud and money laundering and to comply with our regulatory duties

19. No warranty

19.1
We will endeavour to provide the Website using our reasonable skill and care. We make no further warranty or representation, whether express or implied, in relation to the Website. All implied warranties or conditions of satisfactory quality, fitness for purpose, completeness or accuracy are hereby excluded to the fullest extent permitted by law.

19.2
We make no warranty that the Website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the Website or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, reliability of the materials or as to results or the accuracy of any information obtained by you through the Website.

19.3
In the event of a discrepancy between the result or balance showing on your software and our server software, the result showing on the casino's server software shall be the official and governing result.

19.4
In rare circumstances the result or balance displayed within a game may be incorrect. In the event of a dispute, the result recorded on the game server will stand as the correct outcome.

20. Limitation of liability

20.1    
You agree that your use of the Website is at your sole risk. Our maximum liability to you arising out of the Terms of Use, whether for breach of contract, tort (including negligence), or otherwise will be limited to:

• the amount of the wager relevant to the which the liability in question has arisen; and
• where monies paid by you into your account have been misplaced by us, the return of the same amount into your account.

20.2    
Neither party shall be liable to the other in contract, tort (including negligence), breach of statutory duty or otherwise arising for: business interruption (including downtime, server disruption, lagging, technical or political disturbance to game play), loss of profits (including loss of or failure to receive anticipated winnings), revenue, business, data, opportunity, business information or goodwill; or indirect or consequential loss, arising out of, or in relation to, these Terms of Use, even if such losses are foreseeable or if one party has been notified by the other of the possibility of such losses.

20.3    
Nothing in the Terms of Use shall exclude or limit our liability for death or personal injury resulting from our negligence or any liability to the extent the same may not be excluded or limited as a matter of law.

21. IT failure

21.1    
We cannot be held responsible for a wager not being placed or an offer not being matched, or you being disconnected from the Website, including but not limited to computer malfunctions, IT failure. and failure of telecommunications services or internet connections.


21.2
Where problems occur in the software or hardware used by us to provide the services we will take all reasonable steps to remedy the problem as soon as reasonably practicable. Where such problems cause a game to be interrupted in circumstances where it cannot be restarted from exactly the same position without any detriment to you or other players, we will take all reasonable steps to treat you in a fair manner (which may include reinstating the balance on Your Account to the position existing following completion of the last wager or game logged on the server immediately prior to the occurrence of the problem).

21.3
In the event of a Website system malfunction we reserve the right to void all current wagers and return any outstanding balance.

22. Links to our website

22.1    
Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of these sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them or their use of any information they may acquire about you (including personal data).

22.2    
A link from our Website does not constitute an endorsement by us of the use of that link, the company or organisation behind that link or the contents of the website reached using that link.

23. Intellectual property rights

23.1    
The Website and all content and software made available on it (including, but not limited to, the Games) (together the “Website Material”) are our exclusive property or are used under licence by us. We take breaches of our Intellectual Property Rights seriously and may take legal action in respect of any infringements.

23.2    
The names of our products and services (including, but not limited to, the names of our Games) are the trademarks of us or our licensors. The Website Material is protected by copyright laws and treaties around the world. All rights in and to the Website Material (including all Intellectual Property Rights) are reserved.

23.3    
These intellectual property rights include, without limitation, copyright, trademarks, the underlying software, the design, graphics, layout, look and feel and structure of our Website, database rights, design rights, domain names and rights to goodwill and/or to sue for passing off. You are permitted to use this material and content only as expressly authorised by us.

23.4    
The Website Material is made available to you for use on a noncommercial entertainment basis only. Any other use (including, but not limited to, republication) of the Website Material is subject to our prior written approval.

23.5    
Without limiting the generality of the foregoing, you may not sell, assign, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorised use of the Website Material without our express prior written consent. Except as permitted by applicable law you must not decompile, re-engineer or disassemble the Website Material, nor attempt to interfere with its correct operation. You agree not to remove, obscure, or alter any copyright, patent, trade mark, or other proprietary rights notices affixed to Website Material. You agree not to use any automatic or manual device to monitor any of our web pages or any content therein.

23.6    
We will not be liable to you for any losses nor be liable to pay you any winnings if we have reasonable cause to believe that you have engaged in any activity prohibited by this clause.

24. Standard Contract Provisions

24.1    
LANGUAGE:The Terms of Use are written in English, and any interpretation of them will be based on the English version. The English version will always prevail in the event that the Terms of Use or other related documents are translated into any other language.

24.2    
RIGHT OF OFFSET:If you owe any money to us for any reason, we have the right to take that into account before making any payments to you or permitting you to withdraw any funds from your account.

24.3    
RIGHTS OF THIRD PARTIES:These Terms and Conditions form an agreement between you and us and are not intended to give any rights to any third party. This does not affect our right to transfer our rights below.

24.4    
TRANSFER OF RIGHTS:We may wish to transfer our rights or obligations under these Terms of Use to any other company within the Group or any other legal entity (including but not limited to if we restructure our business or if there is a sale of our business). You agree that we may do so provided that in the case of a transfer, after we notify you of the date on which we transfer our rights and obligations under these Terms of Use, your rights in connection with these Terms of Use will be against the new legal entity. These of Use are personal to you and you may not transfer your rights or obligations under these Terms of Use to anyone else.

24.5    
WAIVER:No failure or delay by us in exercising any right under these Terms of Use shall operate as a waiver of this right. Similarly, any single or partial exercise of any right shall not preclude any further exercise of any of these rights or the exercise of any other right.

24.6    
ASSIGNMENT:You may not assign, transfer, charge or otherwise deal in your rights and/or obligations under the Terms of Use without our prior written consent

24.7    
SEVERABILITY:If any of the Terms of Use are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law. In such cases, the part deemed invalid or unenforceable shall be amended in a manner consistent with the applicable law to reflect, as closely as possible, to our original intent.

24.8    
EVENTS OUTSIDE OUR CONTROL:If events occur which are outside our reasonable control then we will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations under these Terms of Use. If any such events should arise our obligations will be suspended for the duration of the applicable event. The time for performing these obligations will then be extended by a period commensurate to the duration of such event. We will use our reasonable endeavours to resume normal operations despite the occurrence of any such event.

24.9    
GOVERNING LAW:These Terms of Use shall be governed by and interpreted in accordance with the laws of England and Wales and you irrevocably submit to the exclusive jurisdiction of the courts of England and Wales in relation to any dispute (including claims for set off and counterclaims) in relation to the Terms of Use.

24.10    
ENTIRE AGREEMENT:The Terms of Use and any document expressly referred to in them and any guidelines or rules posted on our website represent the entire agreement between us in relation to the subject matter of the Terms of Use and supersede any prior agreement, understanding or arrangement between us, whether oral or in writing. You agree that you shall have no remedy in respect of any misrepresentation which has not become a term of these Terms of Use save that your agreement shall not apply in respect of any fraudulent or negligent misrepresentation whether or not such term has become a term of the Terms of Use.